How it works
Andrena isn't one model guessing. It's a coordinated set of agents that each do one thing well — and check each other's work.
Upload IDs, pay stubs, bank statements, tax returns. Files are encrypted in transit and at rest. Andrena handles PDFs, images, and even phone photos.
Vision and language models extract every field — gross pay, deposit cadence, recurring debts — and normalize them into a single underwriting profile.
Your profile is compared against 40+ live lender rule sets: DTI caps, LTV thresholds, residency requirements, vehicle age limits, and more.
Andrena returns a pre-qualification with a confidence score, the lenders you match, and exactly which factors moved the needle.